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(h) The State shall require that the insurance carriers for the State Health

         Insurance Plan submit claims and experience data reports directly to the

         Joint Committee on Health Benefits in the format and with such frequency
         as the Committee shall determine.

            (i) The  Joint Committee will be  responsible for  the  annual  review of
         participating providers.  The Joint Committee shall investigate and where

         feasible, take  appropriate action to recruit additional providers in
         geographic and specialty  areas determined by the Committee to be

         deficient. The JCHB will work with the State on the implementation and
         ongoing oversight and monitoring of provider guaranteed access to reflect

         current geographic radius.  There will be no change to the current geo-
         access unless jointly agreed to by CSEA and the State.

             (j) The Joint Committee shall continue to sponsor the  agency health
         insurance administrator-training program.

            (k) The Joint Committee shall study recurring subscriber complaints and
         make recommendations for the resolution of such complaints.

            (l) The Joint Committee on Health Benefits shall meet within 14 days
         after a request to meet has been made by either side.

            (m) The Joint  Committee shall study and  address  other  issues  and
         concerns brought to  the  attention of the Committee  that  impact the

         accessibility, quality and costs of health care for employees covered by this
         Agreement.

            §9.31 Communications
            Appropriate descriptive material relating to any changes in benefits shall

         be distributed to each State agency for internal distribution prior to the

         effective date  of the  change in  benefit.   The State shall take all steps
         necessary to provide revised health insurance booklets to every employee
         as soon as possible.  The Joint Committee on Health Benefits shall provide

         review and counsel on the development of the revised booklets.

            §9.32 Confidentiality
            The confidentiality of individual subscriber claims shall not be violated.

         Except as required to conduct financial and claims processing audits of
         carriers and coordination of benefit provisions, specific individual claims

         data, reports or summaries shall not be released by the carrier to any party
         without the written consent of the individual, insured employee or covered

         dependent.


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