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contribution rates as required of active employees for the same coverage.

               (b) The unremarried spouse and otherwise eligible dependent children of

            an active employee, who dies after April 1, 1979 and who, at the date of
            death, had at least 10 years of benefits eligible service and who was at least

            45 years of age and was within 10 years of the minimum retirement age
            shall be permitted to continue coverage in the health insurance program

            with payment at  the same contribution rates  as required  of active
            employees for the same coverage.

               §9.28 Service Requirements/Sick Leave Credit
               (a) Employees covered by the State Health Insurance Plan have the right

            to retain health insurance after retirement upon completion of ten years of
            service.

               (b) An employee who is eligible to continue health insurance coverage
            upon retirement is entitled to a sick leave credit to be used to defray any

            employee contribution toward the cost of the premium.  The basic monthly
            value of the sick leave credit shall be calculated according to the procedures

            in use on March 31, 2007.  For employees retiring on or after October 1,
            2011, the calculation of sick leave credit shall be based on the actuarial

            table Section 41J in effect on October 1, 2011.  Employees retiring on or
            after January 1, 1989 may elect an alternative method of applying the basic

            monthly value of the sick leave credit.  Employees selecting the basic sick
            leave credit may elect to apply up to 100% of the calculated basic monthly

            value of the  credit towards defraying the required contribution  to  the
            monthly premium during their own lifetime.  If employees who elect that

            method predecease their eligible covered dependents, the dependents may

            continue to be covered, but must pay the applicable dependent survivor
            share of the premium. Employees selecting the alternative method may
            elect to apply only up to 70% of the calculated basic monthly value of the

            credit toward the monthly premium during their own lifetime.  Upon the

            death of the employee, however, any eligible surviving dependents may
            also apply up to 70% of the basic monthly value of the sick leave credit
            toward the dependent survivor share of the monthly premium for  the

            duration of the dependents' eligibility.  The State has the right to make

            prospective changes to the percentage of credit to be available under this
            alternative method for future  retirees  as required to maintain the cost

            neutrality of this feature of the plan.  The selection of the method of sick


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