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HMO alternatives to become more competitive in quality of care provided

         and efficient in cost  to payers.  Employees may change  their health

         insurance option each year during the month of November, unless another
         period is mutually agreed upon by the State and the Joint Committee on

         Health Benefits. If the rate renewals are not available by the time of the
         open option transfer period, then the open transfer period shall be extended

         to assure ample time for employees to transfer.
            §9.14 Premium Contribution Level - Health Only

            (a) For employees in a title Salary Grade 9 or below or an employee
         equated to a position title Salary Grade 9 or below, the State agrees to pay

         88 percent of the cost of individual coverage and 73 percent of the cost of
         dependent coverage  toward  the hospital/medical/mental health and

         substance  abuse components provided  under the Empire Plan.    For
         employees in a title Salary Grade 10 and above or an employee equated to

         a position title Salary Grade 10 and above the State agrees to pay 84 percent
         of the cost of individual coverage and 69 percent of the cost of dependent

         coverage toward the hospital/medical/mental health and substance abuse
         components provided under the Empire Plan.

            (b) The State  agrees  to continue  to provide alternative Health
         Maintenance Organization (HMO) coverage. For employees  in a title

         Salary Grade 9 or below or an employee equated to a position title Salary
         Grade 9  or below, the State  agrees  to pay 88 percent of the cost of

         individual coverage and 73 percent of  the cost  of dependent coverage
         toward  the hospital/medical/mental health and substance  abuse

         components provided under each HMO, however, not  to  exceed 100

         percent of its dollar contribution for those components under the Empire
         Plan.  For employees in a title Salary Grade 10 and above or an employee
         equated to a position title Salary Grade 10 and above, the State agrees to

         pay 84 percent of the cost of individual coverage and 69 percent of the cost

         of dependent coverage  toward  the hospital/medical/mental health and
         substance abuse components provided under each HMO, however, not to
         exceed 100 percent of its dollar contribution for those components under

         the Empire Plan.

            §9.15 Prescription Drug Premium Contribution Level
            Eligible CSEA  employees enrolled in  the New York State Health

         Insurance Program (NYSHIP) will be provided  with prescription drug


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